● Life Insurance...
   - for your spouse
   - for your children (a gift of love)
   - for your parents
   - for you grandchildren (immortality)

● Term Life Insurance: Individual & Group

● Disability Income Protection Insurance

● Long-Term Care Insurance

   - Fully funded for in home care

   - Self funded for in home care

● Estate Tax Insurance

● Retirement Planning Strategies

● Health Insurance - Individual & Group

● Estate Planning Strategies

● Annuities

● Executive Benefit Planning

● 401(k) plans

● Pension & Sar-Seps

● Executive / Top Producer Retention Plans

● Business Insurance Planning
   - Key person life Insurance
   - Entity Stock redemption
   - Cross purchase buyout
   - Business Debt Liquidation
   - Funded Buy-Sell Agreements
   - Disability buyout
   - Section 303 partial redemption
   - Section 162 bonus
   - Business Overhead Expense Insurance
   - Split dollar & Reverse split dollar
   - Deferred compensation
   - Qualified retirement